Citizens Bank, SPRINGFIELD BRANCH (1.9 miles) Full Service Brick and Mortar Office. 193 Morris Ave. Springfield, NJ 07081. ConnectOne Bank, SPRINGFIELD BRANCH at 783 Mountain Ave, Springfield, NJ 07081 has $171,486K deposit.Rate this bank, find bank financial info, routing numbers ... Jan 25, 2024 · The holding company for ConnectOne Bank posted revenue of $133.2 million in the period. The Englewood Cliffs, New Jersey-based bank said it had earnings of 46 cents per share. Earnings, adjusted ... Search job openings at ConnectOne Bank. 3 ConnectOne Bank jobs including salaries, ratings, and reviews, posted by ConnectOne Bank employees. ConnectOne Bank provides creative financial products and customized solutions. It is built on a history of connecting to their customers' needs. They understand that "little things matter" and focus on those things when providing creative financial products and customize solutions to help their clients achieve financial prosperity ConnectOne Bank, FIVE POINTS BRANCH. Full Service Brick and Mortar Office. 356 Chestnut St. Union, NJ 07083. Write a Review. ConnectOne Bank, FORT LEE BRANCH. Full Service Brick and Mortar Office. 1365 Palisade Ave. Fort Lee, NJ 07024.A high-level overview of ConnectOne Bancorp, Inc. (CNOB) stock. Stay up to date on the latest stock price, chart, news, analysis, fundamentals, trading and investment tools.ConnectOne Bank is proud to support America’s small business owners and entrepreneurs by providing long term financing solutions crafted to meet the… Liked by Kristen KrainskiFeb 1, 2024 · Available to ConnectOne Bank online banking customers, the ConnectOne Bank Mobile App allows you to check balances, make transfers, pay bills and find locations. Available features include:... ConnectOne Bank | 8,132 followers on LinkedIn. ConnectOne Bank proves that putting people first is a better way to do business. At ConnectOne, we’re builders — of businesses, communities, and ...Screenshots. Start banking wherever you are with ConnectOne Bank Business App! Available to all online business banking customers of ConnectOne Bank, ConnectOne Bank Business App allows you to check balances and recent transactions, transfer funds and pay bills, all from your device. Available features include:Posted by: Howdy | Jul 3, 2023. The reviewers who are giving ConnectOne high marks are mostly new customers. ConnectOne gives new customers the higher, advertised rate for its online savings account while it gives existing customers a lower rate. I opened an online savings account at ConnectOne two or three years ago and was happy at first.Website. 1982. 493. Frank Sorrentino. https://www.connectonebank.com. ConnectOne Bancorp, Inc. operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals, and individuals in the New York Metropolitan area and South Florida market.4 equities research analysts have issued 1-year target prices for ConnectOne Bancorp's stock. Their CNOB share price targets range from $21.00 to $28.00. On average, they predict the company's share price to reach $25.25 in the next twelve months. This suggests a possible upside of 33.7% from the stock's current price. ConnectOne Bank | 8,132 followers on LinkedIn. ConnectOne Bank proves that putting people first is a better way to do business. At ConnectOne, we’re builders — of businesses, communities, and ... ConnectOne Bank, Englewood Cliffs, New Jersey. 2,209 likes · 25 talking about this · 232 were here. ConnectOne Bank proves that putting people first is a better way to do business. From backing...Find company research, competitor information, contact details & financial data for ConnectOne Bank of Englewood Cliffs, NJ. Get the latest business insights from Dun & Bradstreet.ConnectOne Bancorp, Inc., is a modern financial services company that operates, through its subsidiary, ConnectOne Bank, and the Bank’s fintech subsidiary, BoeFly, Inc. ConnectOne Bank is a high ...ConnectOne Bancorp, Inc., is a modern financial services company that operates, through its subsidiary, ConnectOne Bank, and the Bank’s fintech subsidiary, BoeFly, Inc. ConnectOne Bank is a high ... ConnectOne Bank Newark branch is one of the 22 offices of the bank and has been serving the financial needs of their customers in Newark, Essex county, New Jersey for over 10 years. Newark office is located at 217 Chestnut Street, Newark. You can also contact the bank by calling the branch phone number at 973-810-1189 Experience: ConnectOne Bank · Education: Pace University · Location: Newton, New Jersey, United States · 500+ connections on LinkedIn. View Michael McGrover’s profile on LinkedIn, a ...This unique identifier for ConnectOne Bank is 3317932. FDIC CERT #: The certificate number assigned to an institution for deposit insurance. The FDIC Certificate Number for Five Points Branch office of ConnectOne Bank in Union, NJ is 57919. This unique NUMBER is assigned by the FDIC and is used to identify institutions and for the issuance …I'm just an email ([email protected]) or a phone call (201-285-5381) away. Specialties: Healthcare, senior housing and skilled nursing facilities lending and cash management products.ConnectOne Bank is a high-performing commercial bank offering a full suite of deposit and loan products and services to the general public and, in particular, to small and mid-sized businesses, local professionals and individuals residing, working and conducting business in the Northern New Jersey and New York Metropolitan area. ... ConnectOne Bank Holmdel branch is one of the 22 offices of the bank and has been serving the financial needs of their customers in Holmdel, Monmouth county, New Jersey for over 12 years. Holmdel office is located at 963 Holmdel Road, Holmdel. You can also contact the bank by calling the branch phone number at 732-834-9680 ConnectOne Bancorp, Inc. operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals ... Established in 2005. ConnectOne Bank is built on a history of connecting to our customers' needs. We understand that "little things matter" and focus on those things when providing creative financial products and customize solutions to help our clients achieve financial prosperity for themselves, their family and their business. Our ultimate goal is to create life-long partnerships with our ... Find company research, competitor information, contact details & financial data for ConnectOne Bank of Englewood Cliffs, NJ. Get the latest business insights from Dun & Bradstreet.18.9 miles away from ConnectOne Bank J.R. Gurrieri, CFP, is the founder of BlackBelt Wealth Advisory. This financial planning firm is known for its unique approach to financial advising, which utilizes a method called Financial LIFE Planning™. read more ConnectOne Bank Hackensack branch is one of the 22 offices of the bank and has been serving the financial needs of their customers in Hackensack, Bergen county, New Jersey for over 17 years. Hackensack office is located at 142 John Street, Hackensack. You can also contact the bank by calling the branch phone number at 201-816-8511 ConnectOne Bank. May 2016 - Present 7 years 11 months. Englewood Cliffs, New Jersey. -Expand relationships with centers of influence to yield strong and consistent loan pipeline. -Analyze personal ...Liked by Christina Schwindt. I appreciated the opportunity to speak at last week's New Jersey State Bar Association 2024 Labor and Employment Law Forum last week. I spoke on….ConnectOne Bank has always worked to be an industry-leading bank, offering our clients the new wave of the future, and so we have a lot of exciting projects underway. We have been implementing ...Stay in control of your debit cards - anytime, anywhere. MyCard Manager is free and the perfect companion application to the …This unique identifier for ConnectOne Bank is 3317932. FDIC CERT #: The certificate number assigned to an institution for deposit insurance. The FDIC Certificate Number for Summit Banking Center Branch office of ConnectOne Bank in Summit, NJ is 57919. This unique NUMBER is assigned by the FDIC and is used to identify institutions and for the ...ConnectOne Bank Jan 2024 - Present 1 month. Englewood Cliffs, New Jersey, United States Retail Banking Property Manager Columbia Bank New Jersey Jul 2022 - Jan 2024 1 year 7 ...In addition, KBRA affirms the deposit and senior unsecured debt ratings of BBB+, the subordinated debt rating of BBB, and the short-term deposit and debt ratings of K2 for its main subsidiary, ConnectOne Bank. The Outlook for all long-term ratings is Stable. Key Credit ConsiderationsThe Future of Business Banking: Fintech Innovation + Human Advice. ConnectOne Bank doubles down on technology by creating an innovation office, creating a new niche vertical, and hiring more tech staff. At the same time management continues to believe that in-person expertise is a business banking edge. By Steve Cocheo, Senior …Find the latest ConnectOne Bank CD Rates, promotions, and offers here. Best CD Rates: Time Deposits (CDs) – 10-Month (4.90% APY), 13-month (4.50% APY), $500 minimum deposit. Availability: Nationwide …REPORTS. Englewood Cliffs, N.J., January 25, 2024 (GLOBE NEWSWIRE) – ConnectOne Bancorp, Inc. (Nasdaq: CNOB) (the “Company” or “ConnectOne”), parent company of ConnectOne Bank (the “Bank”), today reported net income available to common stockholders of $17.8 million for the fourth quarter of 2023 compared with $19.9 …At ConnectOne Bank, we believe putting people first is a better way to do business. Our client service and loan process during your home purchase or refinance transaction is the best in the business and our team is committed to providing you with a smooth and stress-free experience.ConnectOne Bank is coming to East Hampton. ConnectOne Bank is expanding its Long Island presence with the opening in late October of a new loan production office in East Hampton, its second office in the greater LI area, the company announced. The new office on Main Street will be headed by ConnectOne Vice … ConnectOne Bank Blauvelt branch is one of the 22 offices of the bank and has been serving the financial needs of their customers in Blauvelt, Rockland county, New York for over 5 years. Blauvelt office is located at 170 East Erie Street, Blauvelt. You can also contact the bank by calling the branch phone number at 844-266-2548 510 reviews. JPMorgan Chase Bank, TENAFLY BANKING CENTER BRANCH (1.0 miles) Full Service Brick and Mortar Office. 115 County Rd. Tenafly, NJ 07670. More. ConnectOne Bank, Cresskill Branch Office at 1 Union Avenue, Cresskill, NJ 07626 has $103,032K deposit.Rate this bank, find bank financial info, routing numbers ...Siya Vansia is currently the Chief Brand & Innovation Officer at ConnectOne Bank (Nasdaq:… · Experience: ConnectOne Bank · Education: Seth Godin's altMBA · Location: New York City ...Browse & Connect. View Sarah Naffaa's email address (s*****@cnob***.com) and phone number. Sarah works at Connectone Bank as Senior Credit Analyst, AVP. Sarah is based out of New York City Metropolitan Area and works in the Banking industry.Get your free cryptocurrency now as part of this special offer. The only debit + credit card that matches your political donations. Click here to see now! ConnectOne Bank Branch Location at 142 John Street, Hackensack, NJ 07601 - Hours of Operation, Phone Number, Address, Directions and Reviews.ConnectOne Bank will soon be opening an office in East Hampton. The bank, a wholly owned subsidiary of publicly traded ConnectOne Bancorp, will open a 1,000-square-foot office at 14 Main St. in ... Find company research, competitor information, contact details & financial data for ConnectOne Bank of Englewood Cliffs, NJ. Get the latest business insights from Dun & Bradstreet. Chief Audit Executive and Chief Risk Officer with 15+ years of experience building… · Experience: ConnectOne Bank · Education: Fordham Gabelli School of Business · Location: New York City ...REPORTS. Englewood Cliffs, N.J., January 25, 2024 (GLOBE NEWSWIRE) – ConnectOne Bancorp, Inc. (Nasdaq: CNOB) (the “Company” or “ConnectOne”), parent company of ConnectOne Bank (the “Bank”), today reported net income available to common stockholders of $17.8 million for the fourth quarter of 2023 compared with $19.9 …I am an experienced Commercial Banking professional, with a demonstrated history of… · Experience: ConnectOne Bank · Education: Stonier Graduate School of Banking · Location: Oakland, New ...929 followers. 1y. Welcome New Members, David Heinmets and Danielle Duffy of ConnectOne Bank! 🏦 ConnectOne Bank opened their doors in 2005 at their first location in Englewood Cliffs, NJ. The ...ConnectOne Bank Senior Vice President and Chief Brand and Innovation Officer Siya Vansia is focused on aligning the bank’s digital and business strategies. During the third quarter, the Englewood Cliffs, N.J.-based, $9.7 billion bank invested in its people and technology, Chief Executive Frank Sorrentino said during the bank’s October Q3 …You can also contact the bank by calling the branch number at 973-467-0174. For working hours, online banking and other bank services, please visit the official website of the bank at www.connectonebank.com. Name : ConnectOne Bank, Springfield Branch. Location : 783 Mountain Avenue, Springfield NJ 07081, Union County. Phone : 973-467-0174.Posted by: Howdy | Jul 3, 2023. The reviewers who are giving ConnectOne high marks are mostly new customers. ConnectOne gives new customers the higher, advertised rate for its online savings account while it gives existing customers a lower rate. I opened an online savings account at ConnectOne two or three years ago and was happy at first.Finding Internships and Internship Alternatives During COVID-19. If you are a new graduate or student who feels like your summer internship plans are in limbo due to the COVID-19 outbreak, you are not alone. Usually, at this time, people would be searching for, applying to and confirming their summer internships across the country.ConnectOne Bank has always worked to be an industry-leading bank, offering our clients the new wave of the future, and so we have a lot of exciting projects underway. We have been implementing ...Bank. ConnectOne Bank. Branch. Connectone Bank Branch (Main Office) Address. 301 Sylvan Avenue, Englewood Cliffs, New Jersey 07632. Contact Number. (844) 266-2548.ConnectOne Bank Morristown branch is one of the 22 offices of the bank and has been serving the financial needs of their customers in Morristown, Morris county, New Jersey for over 22 years. Morristown office is located at 214 South Street, Morristown. You can also contact the bank by calling the branch phone number at 973-292-0014 The Bank is growing, slower than initially thought, but growing nonetheless. There seems to be a disconnect between members of the management team and then again between management and their subordinates. Communication needs work. There are titles/positions that don't make sense or not needed among the leadership team. 510 reviews. JPMorgan Chase Bank, TENAFLY BANKING CENTER BRANCH (1.0 miles) Full Service Brick and Mortar Office. 115 County Rd. Tenafly, NJ 07670. More. ConnectOne Bank, Cresskill Branch Office at 1 Union Avenue, Cresskill, NJ 07626 has $103,032K deposit.Rate this bank, find bank financial info, routing numbers ... Santiago Hisabel Current Workplace. ConnectOne Bank. 2017-present (7 years) ConnectOne Bank, based in Englewood Cliffs, NJ, is a New Jersey/New York metro area commercial bank offering a full suite of deposit and loan products and services to the general public. Discover more about ConnectOne Bank.ConnectOne Bancorp, Inc., is a modern financial services company that operates, through its subsidiary, ConnectOne Bank, and the Bank’s fintech subsidiary, BoeFly, Inc. ConnectOne Bank is a high ...The 021213944 ABA Check Routing Number is on the bottom left hand side of any check issued by CONNECTONE BANK. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank.Find company research, competitor information, contact details & financial data for ConnectOne Bank of Englewood Cliffs, NJ. Get the latest business insights from Dun & Bradstreet.The Bank is growing, slower than initially thought, but growing nonetheless. There seems to be a disconnect between members of the management team and then again between management and their subordinates. Communication needs work. There are titles/positions that don't make sense or not needed among the leadership team.In the fourth quarter of 2016, ConnectOne Bank generated an efficiency ratio of 42.9% (which means that it cost the bank about 43 cents to generate $1 of revenue)—a score that bested the top 10 ...Earn CD rates of 0.25%- 3.00% APY on a various terms by: Visit ConnectOne Bank online and opening a new CD Account. Enter your info: Provide your first and last name, address, phone, email and social security number. Select your term whether it be a 6-month, 12-month, up to a 60-month term, etc. Fund your account: Make …ENGLEWOOD CLIFFS, N.J., Sept. 29, 2023 (GLOBE NEWSWIRE) -- ConnectOne Bancorp (NASDAQ “CNOB”), the holding company for ConnectOne Bank, an industry leading commercial bank, announced today the ...ConnectOne Bank specializes in innovative solutions to secure funding, helping businesses like… Liked by Paul Leale If the idea of being an entrepreneur is enough to inspire you to read this ... ConnectOne Bank operates with 14 branches in 14 different cities and towns in the state of New Jersey. The bank also has 8 more offices in one states. Locations with ConnectOne Bank offices are shown on the map below. The holding company for ConnectOne Bank posted revenue of $133.2 million in the period. The Englewood Cliffs, New Jersey-based bank said it had earnings of 46 cents per share. See the company profile for ConnectOne Bancorp, Inc. (CNOB) including business summary, industry/sector information, number of employees, business summary, corporate governance, key executives and ... ConnectOne Bancorp, Inc., is a modern financial services company that operates, through its subsidiary, ConnectOne Bank, and the Bank’s fintech subsidiary, BoeFly, Inc. ConnectOne Bank is a high ...BR Worth, LLC v ConnectOne Bank. 2022 NY Slip Op 32109(U) July 6, 2022 Supreme Court, New York County Docket Number: Index No. 153878/2022 Judge: Joel M. Cohen Cases posted with a "30000" identifier, i.e., 2013 NY Slip Op 30001(U), are republished from various New York State and local government sources, including the New York State …Feb 1, 2024 · Available to ConnectOne Bank online banking customers, the ConnectOne Bank Mobile App allows you to check balances, make transfers, pay bills and find locations. Available features include:... Connectone Bank: 221272578: Y: N: Englewood Cliffs, NJ: Connectone Bank: A routing number is a nine digit code, used in the United States to identify the financial institution. Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH(Automated Clearing House) direct deposits, bill payments, and other ...Visit the Bank Home page. Can't sign on? Contact Customer Support. ConnectOne Bank will never ask for your password or any personal information in an email communication.ConnectOne Bank Saddle River branch is one of the 22 offices of the bank and has been serving the financial needs of their customers in Saddle River, Bergen county, New Jersey for over 11 years. Saddle River office is located at 71 East Allendale Road, Saddle River. You can also contact the bank by calling the branch phone number at 201-760-0076ConnectOne Bank specializes in innovative solutions to secure funding, helping businesses like… Liked by Paul Leale If the idea of being an entrepreneur is enough to inspire you to read this ...Our first free Shred Day events are coming up this Friday 4/21 in Bardonia and Saturday 4/22 in Englewood Cliffs & Holmdel! Visit...ConnectOne Bank, a subsidiary of ConnectOne Bancorp, Inc., on Thursday (May 5) announced a partnership with cloud-native banking technology platform Nymbus to offer digital business banking ...ConnectOne Bank's Siya Vansia #innovation https://hubs.la/Q029Bv-F0 Liked by Clara Y. Son Great time with Marissa Lahousse and the entire Elliott Davis team during their compliance conference.ConnectOne Bancorp, Inc., is a modern financial services company that operates, through its subsidiary, ConnectOne Bank, and the Bank’s fintech subsidiary, BoeFly, Inc. ConnectOne Bank is a high ...The Bank is growing, slower than initially thought, but growing nonetheless. There seems to be a disconnect between members of the management team and then again between management and their subordinates. Communication needs work. There are titles/positions that don't make sense or not needed among the leadership team.ConnectOne Bank 8,123 followers 1w Report this post Keep your small business running smarter. With Autobooks easily get paid on-the-go, even on the ...Santiago Hisabel Current Workplace. ConnectOne Bank. 2017-present (7 years) ConnectOne Bank, based in Englewood Cliffs, NJ, is a New Jersey/New York metro area commercial bank offering a full suite of deposit and loan products and services to the general public. Discover more about ConnectOne Bank.BR Worth, LLC v ConnectOne Bank. 2022 NY Slip Op 32109(U) July 6, 2022 Supreme Court, New York County Docket Number: Index No. 153878/2022 Judge: Joel M. Cohen Cases posted with a "30000" identifier, i.e., 2013 NY Slip Op 30001(U), are republished from various New York State and local government sources, including the New York State …ConnectOne Bank Hackensack branch is one of the 22 offices of the bank and has been serving the financial needs of their customers in Hackensack, Bergen county, New Jersey for over 17 years. Hackensack office is located at 142 John Street, Hackensack. You can also contact the bank by calling the branch phone number at 201-816-8511 ConnectOne Bank Newark branch is one of the 22 offices of the bank and has been serving the financial needs of their customers in Newark, Essex county, New Jersey for over 10 years. Newark office is located at 217 Chestnut Street, Newark. You can also contact the bank by calling the branch phone number at 973-810-1189 The $7.4 billion-asset company said it had promoted Elizabeth Magennis, its chief lending officer, to president of ConnectOne Bank. In her new role, Magennis, who has been at ConnectOne for 14 years, will oversee the bank's growth and strategic direction.
ConnectOne Bank Morristown branch is one of the 22 offices of the bank and has been serving the financial needs of their customers in Morristown, Morris county, New Jersey for over 22 years. Morristown office is located at 214 South Street, Morristown. You can also contact the bank by calling the branch phone number at 973-292-0014 . Map of ns
Feb 1, 2024 · Available to ConnectOne Bank online banking customers, the ConnectOne Bank Mobile App allows you to check balances, make transfers, pay bills and find locations. Available features include:... Frank Sorrentino III is Chairman and CEO of ConnectOne Bank (CNOB), formerly North Jersey community Bank (NJCB), with eight branches throughout the state. The bank was founded by Mr. Sorrentino and other Bergen County civic and business leaders to serve local residents and businesses by providing the highest level of …ConnectOne Bank, FIVE POINTS BRANCH. Full Service Brick and Mortar Office. 356 Chestnut St. Union, NJ 07083. Write a Review. ConnectOne Bank, FORT LEE BRANCH. Full Service Brick and Mortar Office. 1365 Palisade Ave. Fort Lee, NJ 07024.ConnectOne Bancorp, Inc. operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals, and individuals in the New York Metropolitan area and South Florida market. The company offers personal and business checking, money …The Future of Business Banking: Fintech Innovation + Human Advice. ConnectOne Bank doubles down on technology by creating an innovation office, creating a new niche vertical, and hiring more tech staff. At the same time management continues to believe that in-person expertise is a business banking edge. By Steve Cocheo, Senior …SVP & Treasurer at ConnectOne Bank New York City Metropolitan Area. 4 followers 2 connections See your mutual connections. View mutual connections with Steve Sign in ...ConnectOne Bancorp, Inc. operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals ... ConnectOne Bank Springfield branch is one of the 22 offices of the bank and has been serving the financial needs of their customers in Springfield, Union county, New Jersey since 1977. Springfield office is located at 783 Mountain Avenue, Springfield. You can also contact the bank by calling the branch phone number at 973-467-0174 ConnectOne Bancorp, Inc. operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals ...Start banking wherever you are with the ConnectOne Bank Mobile App! Available to ConnectOne Bank online banking customers, the ConnectOne Bank Mobile Banking … ConnectOne Bank, HACKENSACK BRANCH at 142 John St, Hackensack, NJ 07601 has $170,225K deposit.Rate this bank, find bank financial info, routing numbers ... Visit the Bank Home page. Can't sign on? Contact Customer Support. ConnectOne Bank will never ask for your password or any personal information in an email communication.ConnectOne Bank. To be reported with the March Report of Condition. Indicate in the box at the right the number of the statement below that best describes the most comprehensive level of auditing work performed for the bank by independent external auditors as of any date last year. * Includes cash items in process of collection and …Get your free cryptocurrency now as part of this special offer. The only debit + credit card that matches your political donations. Click here to see now! ConnectOne Bank Branch Location at 142 John Street, Hackensack, NJ 07601 - Hours of Operation, Phone Number, Address, Directions and Reviews.Welcome New Members, David Heinmets and Danielle Duffy of ConnectOne Bank! 🏦 ConnectOne Bank opened their doors in 2005 at their first location in Englewood Cliffs, NJ. The bank's business ... ConnectOne Bank Blauvelt branch is one of the 22 offices of the bank and has been serving the financial needs of their customers in Blauvelt, Rockland county, New York for over 5 years. Blauvelt office is located at 170 East Erie Street, Blauvelt. You can also contact the bank by calling the branch phone number at 844-266-2548 ConnectOne Bancorp, Inc., is a modern financial services company that operates, through its subsidiary, ConnectOne Bank, and the Bank’s fintech subsidiary, BoeFly, Inc. ConnectOne Bank is a high ...Liked by Christina Schwindt. I appreciated the opportunity to speak at last week's New Jersey State Bar Association 2024 Labor and Employment Law Forum last week. I spoke on….ConnectOne Bank - Find branch locations near you. Full listings with hours, contact info, reviews and more. (HQ: Englewood Cliffs, NJ).