P. O. Box 98012 Baton Rouge, LA 70898-9012 225-298-7238 or 1-800-711-5519 (TTY 711) Fax: 225-298-7240 Email: [email protected]. 2. If your employer owns your health plan and Blue Cross administers the plan, contact your employer or your company's Human Resources Department.Download BCBSLA and enjoy it on your iPhone, iPad, and iPod touch. This app is intended for use by BCBS Louisiana members and residents of Louisiana. Find a doctor or an urgent care provider. View your claims or benefits. Find a Blue Cross office near you. You can do all of these things and more with the Blue Cross and Blue Shield of ...Your employees want vision coverage. With a vision plan from Blue Cross and Blue Shield of Louisiana, you can satisfy your employees at a price that's right. We offer plans that significantly cut how much your employees would usually pay to see clearly. And, employees can use their exam and eyewear benefits at more than 45,000 Davis Vision ...Individual Account Login. Current Password *. Remember Username. Cancel. Submit. Forgot Password or Username ?Precision Blue** is a select network plan for eligible employers in the Greater Baton Rouge and Greater Monroe/West Monroe areas who want to offer their employees a lower-priced plan option with high-quality, coordinated care. Members have access to Franciscan Missionaries of Our Lady Health System (FMOLHS), Affinity Health Group and other ...Check out our Blue Cross mobile app! With the app, you can: Find a doctor or an urgent care provider. View your claims or benefits. View costs and balances. Download your ID card. The app is available in both iOS and Android versions. Just search for "BCBSLA" in the Apple Store or Google Play Store and download it today! POLICIES AND RIGHTS.Resources. We continually update as well as develop educational documents to assist our network providers with their Blue Cross needs. Manuals. Speed Guides. Tidbits. Workshop and Webinar Presentations. Forms. New/Revised Medical Policies. New/Revised Lab Reimbursement Policies.For the physician fax form, go to: www.bcbsla.com > Provider > Pharmacy. ST: Medications requiring participation in the Fill This First s tep therapy program For drugs in our Fill This First step therapy program, you must first try certain prescription drugs (Step 1)BATON ROUGE, La. - As healthcare providers and hospitals work to treat high volumes of COVID-19 patients, Blue Cross and Blue Shield of Louisiana encourages telehealth use for routine care needs.We would like to show you a description here but the site won’t allow us.Bridge Blue short-term medical point-of-service (POS) plans are a flexible, affordable and convenient way to bridge the gap in healthcare coverage. They provide you with medical and prescription drug benefits for up to 11 months. *Bridge Blue POS plans are products of HMO Louisiana, Inc., a subsidiary of Blue Cross and Blue Shield of Louisiana.This report chronicles our initiatives and efforts in 2021 and throughout the pandemic to create a sustainable enterprise, support communities and meet our corporate mission. Read More. Learn about Blue Cross and Blue Shield of Louisiana, the largest healthcare insurer in Louisiana whose mission is to improve the health and lives of Louisianians.BCBSLA is not responsible for the accuracy, content, views or privacy policies of that website. Any information that you provide to the third party will be subject to the terms of that website including, but not limited to, those related to confidentiality, data privacy and security. You should contact the external site if you have questions ... Health insurance companies design prior authorization processes to evaluate the medical necessity of certain services. Blue Cross’ authorization process ensures that members receive the highest level of benefits in the most appropriate setting and level of care for a given medical condition. Self-funded group employers may choose to require ... Blue Advantage from Blue Cross and Blue Shield of Louisiana is a PPO plan with a Medicare contract. Enrollment in either Blue Advantage plan depends on contract renewal. Not connected with or endorsed by the U.S. government or the federal Medicare program. This policy has exclusions, limitations, reductions of benefits or terms under which the ... Health insurance companies design prior authorization processes to evaluate the medical necessity of certain services. Blue Cross’ authorization process ensures that members receive the highest level of benefits in the most appropriate setting and level of care for a given medical condition. Self-funded group employers may choose to require ...BCBSLA is not responsible for the accuracy, content, views or privacy policies of that website. Any information that you provide to the third party will be subject to the terms of that website including, but not limited to, those related to confidentiality, data privacy and security. You should contact the external site if you have questions ...2024 Dual Plus (HMO-POS D-SNP) Plan H6453-019 - $0-$30.30 per month. Go Back. Available statewide. $0-$30.30 premium. $4,200 on a Flex Card to pay for out-of-pocket costs, including: $1,500 to pay for prescription hearing aids. $300 to pay for eyewear like eyeglasses and contact lenses from your choice of hundreds of participating …Blue. Max. (2023) Blue Max is a comprehensive health plan offered statewide, with extensive coverage for your peace of mind. It has several copayment, coinsurance and deductible plan options to meet your needs. Get a Quote Download Brochure 2023 SBC Forms. Preferred Care PPO.Nominate them for The Angel Award. In recognition of the program’s 30th anniversary, past honorees will choose nine incredible individuals to be celebrated. The Blue Cross Foundation will also make a $30,000 grant to the nonprofit of each honoree’s choice. The deadline to nominate an Angel is April 5, 2024. Nominate an Angel.I agree to only access the portal when authorized for enrollment, billing, and claims administration. I understand that any misuse of such information is strictly prohibited and may violate these laws. I also agree to protect my logon ID and password and to change my password if it becomes compromised. Blue Cross and Blue Shield of Louisiana is ...Current Password. Log In. Forgot/Reset Password Need help logging in? iLinkBlue User Guide. Do not save this page to your browser favorites. Click here to be redirected to the page you can save in your browser favorites for iLinkBlue. For login/access issues call (800) 716-2299 option 5 or email [email protected]. 318-795-4911 (Individual) 318-795-0573 (Group) Address. 411 Ashley Ridge Blvd. Shreveport, LA 71106. Open enrollment is over, but you might still be able to buy a plan if you've had recent life changes.BCBSLA is not responsible for the accuracy, content, views or privacy policies of that website. Any information that you provide to the third party will be subject to the terms of that website including, but not limited to, those related to confidentiality, data privacy and security. You should contact the external site if you have questions ...Blue Advantage members will get a personal prepaid Flex Card to help cover certain healthcare expenses such as: Prescription hearing aids. Eyewear. Over-the-counter health-related products. Healthy foods (for Dual Plus members) Benefit amount varies by plan selected. See plan details page for specific benefit information.Check out our Blue Cross mobile app! With the app, you can: Find a doctor or an urgent care provider. View your claims or benefits. View costs and balances. Download your ID card. The app is available in both iOS and Android versions. Just search for "BCBSLA" in the Apple Store or Google Play Store and download it today! POLICIES AND RIGHTS. External links open in new windows to websites not controlled by BCBSLA. Blue Cross and Blue Shield of Louisiana and its subsidiaries, HMO Louisiana, Inc. and Southern National Life Insurance Company, Inc., comply with applicable federal civil rights laws and do not exclude people or treat them differently on the basis of race, color, national ... BCBSLA is an Equal Opportunity and Affirmative Action Employer and prohibits discrimination and harassment of any kind. It is the policy of BCBSLA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual ...BCBSLA is not responsible for the accuracy, content, views or privacy policies of that website. Any information that you provide to the third party will be subject to the terms of that website including, but not limited to, those related to confidentiality, data privacy and security. You should contact the external site if you have questions ...INTRODUCTION. Welcome to Blue Advantage . Thank you for participating in Blue Advantage. As a participating provider, you play an important role in the delivery of health care services to Blue Advantage Plan members, andPlease click here for directions on how to enable cookies for this site.When you choose care within the plan's network, your costs are lower than if you select out-of-network care. Precision Blue offers two tiers of in-network benefits: Enhanced Tier 1 - Enhanced Tier 1 includes FMOLHS and Affinity Health Group primary care physicians (PCPs) and Specialists. For the best value, members on a copayment plan will ...Welcome to Blue Cross and Blue Shield of Louisiana Provider Credentialing. Since 1996, we have been dedicated to fully credentialing providers who apply for network participation. Our credentialing program is accredited by the Utilization Review Accreditation Commission (URAC). All provider information obtained during the credentialing process ...Blue Connect Savings Plus plan = Blue Connect HMO/POS network. - Your name will appear here. - Used to identify you so your provider knows how to bill your health plan. - This is where you will find Plan Description and ID Numbers relating to your Pharmacy Coverage. - What type of network your plan has and which providers you can see who are ...BCBSLA is not responsible for the accuracy, content, views or privacy policies of that website. Any information that you provide to the third party will be subject to the terms of that website including, but not limited to, those related to confidentiality, data privacy and security. You should contact the external site if you have questions ...BCBSLA Help Center. Go to Blue Cross and Blue Shield of Louisiana. English. Go to Blue Cross and Blue Shield of Louisiana. English. Advice and answers from the Blue Cross and Blue Shield of Louisiana Team. Video Library of Insurance Terms. Some health insurance terms broken down so you know how they work! B.If you have questions about how your claims information is shared with your provider's office, please call the Blue Cross Information Governance Office at (225) 298-1751. Get affordable access to quality healthcare with our Quality Blue Primary Care program.Rx Savings Solutions is available at no extra cost to Blue Cross members and their dependents who have Express Scripts as the pharmacy benefit manager for their health plan. If you aren't sure, call the Blue Cross Rx Savings Solutions toll-free help line at 1-844-706-2583 (BLUE), 8 a.m. to 5 p.m., Monday through Friday, except office holidays.We would like to show you a description here but the site won’t allow us.Access your account, view your benefits, claims and more. If you encounter an error, please contact us for assistance.Here are some plan features and benefits: Signature Blue members have access to Louisiana Children's Medical Center Health (LCMC Health) and other participating providers. Search the provider directory for the most up-to-date list of participating providers. Plan is available in Jefferson and Orleans parishes.Learn how to obtain authorizations for various services and procedures for BCBSLA members. Find online applications, criteria, resources and FAQs for different types of services and member types.Medicare Advantage Coverage Backed by Blue! With Blue adVantage (HMO) | Blue adVantage (PPO), you get Medicare coverage, plus so much more. Our plans combine medical, hospital and prescription drug coverage in one convenient and affordable plan. You also get extra benefits at no additional cost.Members enjoy easy-to-access virtual doctor's appointments from the comfort of home. We've been covering telehealth for more than 20 years, and we're committed to expanding coverage to continue meeting your changing needs. Doctors can diagnose symptoms and send prescriptions to your pharmacy. Make a Telehealth Appointment. BCBSLA is not responsible for the accuracy, content, views or privacy policies of that website. Any information that you provide to the third party will be subject to the terms of that website including, but not limited to, those related to confidentiality, data privacy and security. With gym packages starting at $19 a month, you'll have access to 11,000 participating fitness locations around the state and the nation - so you can work out anytime, anywhere, as often as you like. If you want to join a gym, look to Blue Cross’ Blue365 program and pay a discounted monthly price.We recently updated our security standards to protect your personal information. If your online account was not associated with an email address only you use, your account was deleted and you will need to Re-register.Blue Advantage from Blue Cross and Blue Shield of Louisiana is a PPO plan with a Medicare contract. Enrollment in either Blue Advantage plan depends on contract renewal. Y0132_22-425_MKLA. We offer health insurance including medical, dental, Medicare Advantage and prescription drug coverage to individuals, families and employers.Authorizations. There are services and procedures that must be authorized prior to being performed. Authorization requirements may vary based on the member’s benefit plan. To determine if an authorization is required, please always verify each member’s eligibility, benefits and limitations prior to providing services. To do this, use iLinkBlue.Gym Discounts. Find a participating gym near you starting at just $19 per month and a one-time enrollment fee. If you're an active employee or a non-Medicare retiree, find out what your Magnolia Local Plus plan covers and read more information about your insurance plan.Finding a Provider. I need help finding a primary care physician or specialist. B. Written by Blue Cross and Blue Shield of Louisiana. Updated over a week ago. We have made it … Saver. (2022) Blue Saver is a high-deductible plan. It works best with a health savings account. Here are some other helpful tips about the best ways to use your Blue Saver plan. MEMBER NAME. - Your name will appear here. MEMBER ID NUMBER. - Used to identify you so your provider knows how to bill your health plan. Ochsner Clinic Foundation. Slidell Memorial Hospital. Southern Regional Medical Corporation. Terrebonne General Health System. POLICIES AND RIGHTS. Lab Reimbursement Policies: Blue Cross and HMO Louisiana. Medical Policies: Blue Cross and HMO Louisiana. A primary care doctor is a general practice, family medicine, internal medicine or geriatrician for adults, or a pediatrician for children. This should be the doctor you see for most of your healthcare, who can help you not only when you are sick or get hurt, but with bigger issues like a long-term health condition. I agree to only access the portal when authorized for enrollment, billing, and claims administration. I understand that any misuse of such information is strictly prohibited and may violate these laws. I also agree to protect my logon ID and password and to change my password if it becomes compromised. Blue Cross and Blue Shield of Louisiana is ...4 Ca 1-866-440-1350 TTY 711 or visit www.BlueAdvantageOTC.com to pace our order. You can order up to credits orth of over-the-counter supplies per quarter. 108 MIGRAINE RELIEF Compare to EXCEDRIN® MIGRAINE 24 ct 10 05 PAIN RELIEVING CAPLETS Compare to …Electronic Services. Access electronic services including iLinkBlue, online authorizations and more. Find Your Account Details.Shreveport. Phone. 318-795-4911 (Individual) 318-795-0573 (Group) Address. 411 Ashley Ridge Blvd. Shreveport, LA 71106. As a Louisiana's largest health insurance company, Blue Cross and Blue Shield of Louisiana has nine regional offices.I agree to only access the portal when authorized for enrollment, billing, and claims administration. I understand that any misuse of such information is strictly prohibited and may violate these laws. I also agree to protect my logon ID and password and to change my password if it becomes compromised. Blue Cross and Blue Shield of Louisiana is ...See IRS Publication 969 for more about HSAs. Blue Cross and Blue Shield of Louisiana is not engaged in rendering tax, legal or investment advice. BlueSaver is a qualified high-deductible plan that allows you to put tax-free money in an HSA to help pay your deductible and covered medical expenses.Get the most out of your plan with Blue Connect member portal. It's easy for Blue Cross NC members to manage their plans and access tools, documents and benefits on the go with Blue Connect℠. Blue Cross NC has robust search tools to help you find in-network doctors, hospitals, specialty pharmacies and urgent care in your state or across the ...Member Portal Registration. Please enter the ID number found on your membership card. (Example: MDV123456789 or PMV123456789) Please use format MM/DD/YYYY. Please enter the phone number associated with your enrollment. If you did not provide a phone number with your enrollment or you need assistance, please contact Customer Service at 1-866-508 ...Hearing Impaired Callers contact Louisiana Relay Service at 1.800.846.5277 (TTY) for assistance. Provide LRS with 1.800.599.2583 as the number they use to direct your call to the correct Blue Cross department. Learn about Blue Cross' procedures and policies for complaints, grievances, informal reconsideration and appeals.Login - iLinkBlue | Blue Cross Blue Shield of Louisiana. Network Development. Option 1. Fax (225) 297-2750. Provider Credentialing. Option 2. Fax (225) 297-2750. EDI Services. Option 3.Founded in New Orleans in 1934, Blue Cross and Blue Shield of Louisiana has worked for over 80 years to improve the health and lives of Louisianians. The company is operated by Louisiana people and is mutually held. In other words, everyday policy-holding customers own Blue Cross. The Blue Cross and Blue Shield of Louisiana Foundation is a ...3. Why is Blue Cross requiring use of the BCBSLA Authorization tool? The BCBSLA Authorization tool creates efficiencies for both the provider and Blue Cross. Providers can request authorizations 24 hours a day, seven days a week, in real time. 4. What if I prefer to call for prior authorization requests, am I still required to use the BCBSLA8 6. Choose the provider role from the drop down menu, enter the credentialed provider's TIN and NPI and click "Provider Search." 7. Once the provider information has been verified and displayed, click "Add Provider."Phone. 318-795-4911 (Individual) 318-795-0573 (Group) Address. 411 Ashley Ridge Blvd. Shreveport, LA 71106. Open enrollment is over, but you might still be able to buy a plan if you've had recent life changes. Please check your group’s plan documents to ensure you are visiting networked providers and pharmacies. To view all in-network providers, please choose the HMO Louisiana HMO/POS network in the All Networks dropdown above. To get the most out of your benefits and for the lowest cost share, click here to view providers participating in the ... employees access to our secure online services. This includes iLinkBlue, BCBSLA Authorizations and Behavioral . Health Authorizations. We require each provider organization have at least one administrative representative, although we recommend more than one. The administrative representative will use theBCBSLA and Elevance Health formed the Healthy Blue joint venture, where we have partnered together since 2017 to offer a Blue option to Louisiana’s Medicaid population. Since forming Healthy Blue, it has become clear that our missions and cultures are aligned, with a focus on community, volunteerism, diversity, equity and inclusion.Protecting Your Information. Rate Justification. Rights and Responsibilities. Third-Party Apps. Third-Party Policy. Transparency in Coverage. Transparency: HMOLA. Transparency: LAHSIC. If you have a chronic condition, Blue Cross and Blue Shield of Louisiana's care management programs can help you keep you as healthy as possible. Blue Cross and Blue Shield of Louisiana/HMO Louisiana, Inc. 130 DeSiard Street, Ste. 322 Monroe, LA 71201. Toll Free: 1-800-232-4967 (TTY 711) Fax: 1-877-553-6152 ... An HRA is an employer-sponsored account that helps employees save for healthcare expenses and reimburses them and their families for eligible medical expenses. It's a reimbursement program funded entirely by an employer to help make healthcare more affordable. Employers decide: Contribution amounts, Frequency of contributions,Cost Estimates for Common Medical Procedures. Our price comparison tools let you see cost estimates for common medical procedures or a billing code based on your own benefits. Those tools will be connected to provider information all within your online account. These tools give you an idea of what your out-of-pocket costs may be.We have made it easy for our members to find a provider! Click on the Find a Doctor link at the top of any page on bcbsla.com. Choose a directory from the Directories column under the Find a Doctor dropdown menu at the top of the page. 3. Select your network and enter provider name. . 4. View the list of providers returned in the search results.Blue Cross and Blue Shield of Louisiana/HMO Louisiana, Inc. 130 DeSiard Street, Ste. 322 Monroe, LA 71201. Toll Free: 1-800-232-4967 (TTY 711) Fax: 1-877-553-6152 Telephone …Essential Certified. Includes coverage for major services such as dental surgery, root canals and crowns. Adult annual benefit max of $1,000. $75 annual deductible per adult. $50 annual deductible per child. Get a Quote.Hearing Impaired Callers contact Louisiana Relay Service at 1.800.846.5277 (TTY) for assistance. Provide LRS with 1.800.599.2583 as the number they use to direct your call to the correct Blue Cross department. Learn about Blue Cross' procedures and policies for complaints, grievances, informal reconsideration and appeals.Professional Provider Office Manual. Reference Section - Updated 3/20/2023. Section 1: Network Overview - Updated 1/31/2023. Section 2: Network Participation - Updated 3/20/2023. Section 3: Member Engagement - Updated 1/1/2023. Section 4: Medical Management - Updated 3/20/2023. Section 5: Billing and Reimbursement …BCBSLA is not responsible for the accuracy, content, views or privacy policies of that website. Any information that you provide to the third party will be subject to the terms of that website including, but not limited to, those related to confidentiality, data privacy and security. You should contact the external site if you have questions ...Hearing Impaired Callers contact Louisiana Relay Service at 1.800.846.5277 (TTY) for assistance. Provide LRS with 1.800.599.2583 as the number they use to direct your call to the correct Blue Cross department. Learn about Blue Cross' procedures and policies for complaints, grievances, informal reconsideration and appeals.2024 Dual Plus (HMO-POS D-SNP) Plan H6453-019 - $0-$30.30 per month. Go Back. Available statewide. $0-$30.30 premium. $4,200 on a Flex Card to pay for out-of-pocket costs, including: $1,500 to pay for prescription hearing aids. $300 to pay for eyewear like eyeglasses and contact lenses from your choice of hundreds of participating …Blue Advantage members will get a personal prepaid Flex Card to help cover certain healthcare expenses such as: Prescription hearing aids. Eyewear. Over-the-counter health-related products. Healthy foods (for Dual Plus members) Benefit amount varies by plan selected. See plan details page for specific benefit information.Email: [email protected] If you need help filing a grievance, our Section 1557 Coordinator is available to help you. You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights electronically through the Office for Civil Rights Complaint Portal, available atThis may include login delays, difficulty registering a new account, or not being able to view your member information. You can visit our Help Center to find answers to commonly asked questions or call Customer Service at 1-800-495-2583, 8 a.m.-8 p.m., Monday-Friday. We apologize for any inconvenience this may cause.Members enjoy easy-to-access virtual doctor's appointments from the comfort of home. We've been covering telehealth for more than 20 years, and we're committed to expanding coverage to continue meeting your changing needs. Doctors can diagnose symptoms and send prescriptions to your pharmacy. Make a Telehealth Appointment.Blue Advantage from HMO Louisiana, Inc. is an HMO plan with a Medicare contract. Enrollment in HMO Louisiana depends on contract renewal. HMO Louisiana, Inc. is a subsidiary of Blue Cross and Blue Shield of Louisiana, independent licensees of the Blue Cross and Blue Shield Association. Blue Cross and Blue Shield of Louisiana is incorporated as ...BlueCare is powered by AmWell, a vendor that provides the BlueCare telehealth platform for Blue Cross and Blue Shield of Louisiana and its subsidiaries. If you need assistance, please contact AmWell by email or telephone, 24/7. Customer support line: 855-269-3554.
Blue Cross and Blue Shield of Louisiana/HMO Louisiana, Inc. 130 DeSiard Street, Ste. 322 Monroe, LA 71201. Toll Free: 1-800-232-4967 (TTY 711) Fax: 1-877-553-6152 Telephone …. Vrchat
Learn about the history, mission, leadership, diversity, foundation and regional offices of Blue Cross and Blue Shield of Louisiana, the largest healthcare insurer in the state. Find out how we serve 1.9 million Louisianians and support communities across the state.Blue Employees. Learn more about our network requirements, credentialing program and your support teams.Shreveport. Phone. 318-795-4911 (Individual) 318-795-0573 (Group) Address. 411 Ashley Ridge Blvd. Shreveport, LA 71106. As a Louisiana's largest health insurance company, Blue Cross and Blue Shield of Louisiana has nine regional offices.Current Password. Log In. Forgot/Reset Password Need help logging in? iLinkBlue User Guide. Do not save this page to your browser favorites. Click here to be redirected to the page you can save in your browser favorites for iLinkBlue. For login/access issues call (800) 716-2299 option 5 or email [email protected]. O. Box 98012 Baton Rouge, LA 70898-9012 225-298-7238 or 1-800-711-5519 (TTY 711) Fax: 225-298-7240 Email: [email protected]. 2. If your employer owns your health plan and Blue Cross administers the plan, contact your employer or your company's Human Resources Department.BCBSLA is not responsible for the accuracy, content, views or privacy policies of that website. Any information that you provide to the third party will be subject to the terms of that website including, but not limited to, those related to confidentiality, data privacy and security. You should contact the external site if you have questions ...Current Password. Log In. Forgot/Reset Password Need help logging in? iLinkBlue User Guide. Do not save this page to your browser favorites. Click here to be redirected to the page you can save in your browser favorites for iLinkBlue. For login/access issues call (800) 716-2299 option 5 or email [email protected]. We are still here to assist you and want to share a number of ways you can reach customer service: We encourage you to log in to your online account from home 24/7 to check balances, make payments or check claim status. Hear account information via the phone at 1-800-599-2583. Speak with a Customer Service Advisor by calling 1-800-495-2583, 8 a ... Elevance’s $2.5 billion acquisition of Blue Cross Blue Shield of Louisiana is back on. On Thursday, BCBSLA filed a new application with Louisiana’s insurance department to reorganize into a ... We are still here to assist you and want to share a number of ways you can reach customer service: We encourage you to log in to your online account from home 24/7 to check balances, make payments or check claim status. Hear account information via the phone at 1-800-599-2583. Speak with a Customer Service Advisor by calling 1-800-495-2583, 8 a ... However, you may still obtain a copy by logging into your my BlueCross account, or request a copy by calling the customer service phone number on the back of your ID card. Blue Cross and Blue Shield of Alabama offers health insurance, including medical, dental and prescription drug coverage to individuals, families and employers.Download our BCBSLA app on an iPhone or Android and get healthcare information at your fingertips! 01MK6838 R08/23 Blue Cross and Blue Shield of Louisiana is an independent licensee of the Blue Cross Blue Shield Association. *This is not an inclusive list of online account features, and options may vary based on the plan(s) you have. ....