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Notification email when a bill is processed.With a Certificate from IRFCU, you can set funds for a specific amount of time-terms from 3 months up to 60 months- and earn a higher interest rate than you would with a traditional savings account. The longer the certificate term, the more you could earn. If you have money that you can set aside, this is a great option to …Hudson Valley Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with W3C WAI's Web Content Accessibility Guidelines (WCAG) 2.0. Learn more about accessibility. 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