QQQ vs QQQM | ETF Performance Comparison Tool – Composer. ETF Comparisons. Invesco QQQ Trust, Series 1. QQQ. $ -- vs. Invesco Exchange-Traded Fund Trust II …As of 1/15/2024, QQQ has a one year annualized return of 35.01%, while QQQM has a five year annualized return of 54.92%. QQQ vs. QQQM Dividend Yield. …The market has the best long term return so it's time to change the name of investing. Cheers! Both will perform very similarly. Personally I like a total market fund next to SCHDs dividend tilt, but that's just me. SCHG and QQQM are too much alike for me to pick one over the other. I choose SCHD and QQQ.Compare ETFs QQQ and AIQ on performance, AUM, flows, holdings, costs and ESG ratings.Aug 19, 2021 · A simple way of looking at QQQM, which debuted last year, is that it’s the less expensive version of QQQ. QQQM charges 0.15% per year, or $15 on a $10,000 stake. Holdings. Compare ETFs SPYG and QQQM on performance, AUM, flows, holdings, costs and ESG ratings.Are you interested in investing in the Nasdaq 100 index but confused about whether to choose QQQ or QQQM? In this comprehensive video, we'll delve into the c...QQQ vs. SPY - Performance Comparison. In the year-to-date period, QQQ achieves a 6.81% return, which is significantly lower than SPY's 7.57% return. Over the past 10 years, QQQ has outperformed SPY with an annualized return of 18.34%, while SPY has yielded a comparatively lower 12.77% annualized return. The chart below displays the …這也說明了為什麼景順明明已經有了鎮店之寶 QQQ 還要推出一檔搶自己生意的 QQQM，因為較低的股價不但能吸引小額資金，更便宜的費用率也適合長期買入並持有的投資人。. 以費用率來看，便宜了 0.05% 意味著每投資 1 萬美元則可以省下 5 美元，長期下 …Jun 12, 2023 · A similar investment in QQQM would attract a $150 fee. These fees can add up in a long period of time. The only difference between the two is the dividend yield offered by the two companies. QQQ has a dividend yield of 0.28% vs QQQM’s 0.17%. Still, most people who invest in these ETFs do so because of their growth. QQQM stock forecast QQQM ... The Invesco NASDAQ 100 ETF (QQQM) launched in October 2020 as a low-cost version of QQQ. QQQM’s 0.15% net expense ratio was less than QQQ’s 0.20%. …Find the latest Invesco NASDAQ 100 ETF (QQQM) stock quote, history, news and other vital information to help you with your stock trading and investing.Holdings. Compare ETFs QQQ and IVW on performance, AUM, flows, holdings, costs and ESG ratings.IVV. IVV has become one of the largest ETFs in the world, offering exposure to one of the world’s best-known and most widely followed stock indexes. This ETF tracks the S&P 500 Index, which includes many large and well known U.S. firms.... QQQ. This ETF offers exposure to one of the world’s most widely-followed equity benchmarks, the NASDAQ ...BRK-B vs. QQQ - Sharpe Ratio Comparison. The current BRK-B Sharpe Ratio is 2.66, which roughly equals the QQQ Sharpe Ratio of 3.19. The chart below compares the 12-month rolling Sharpe Ratio of BRK-B and QQQ. Max 10Y 5Y 1Y YTD 6M. Rolling 12-month Sharpe Ratio 1.00 1.50 2.00 2.50 3.00 October November December 2024 February …InvestorPlace - Stock Market News, Stock Advice & Trading Tips Source: shutterstock.com/zimmytws Zovio (NASDAQ:ZVO) stock is rocketing high... InvestorPlace - Stock Market N...Convince me otherwise… : r/dividends. The best portfolio only consists of SCHD, QQQM & VTI. Convince me otherwise…. Based on what I have learned over the last 4 years I don’t see a better portfolio from a passive growth investor mindset. SCHD provides secured dividends with returns equal to the S&P in a bull market (to be seen in an ...BRK-B vs. QQQ - Sharpe Ratio Comparison. The current BRK-B Sharpe Ratio is 2.66, which roughly equals the QQQ Sharpe Ratio of 3.19. The chart below compares the 12-month rolling Sharpe Ratio of BRK-B and QQQ. Max 10Y 5Y 1Y YTD 6M. Rolling 12-month Sharpe Ratio 1.00 1.50 2.00 2.50 3.00 October November December 2024 February …Compare ETFs VOOG and QQQM on performance, AUM, flows, holdings, costs and ESG ratings.35 Likes. Dividend Sensei. Investing Group Leader. Summary. Growth ETFs are a great way to gain exposure to the best world-beater growth blue chips if you …Holdings. Compare ETFs QQQ and XLK on performance, AUM, flows, holdings, costs and ESG ratings.Holdings. Compare ETFs QQQ and IYW on performance, AUM, flows, holdings, costs and ESG ratings.QQQM and QQQ have 100% fund overlap but QQQM has a .15% expense ratio and QQQ has .20%. VTI has 19.4% of overlap of VOO but that’s only because VTI has 3,828 holdings and VOO has 509 while both have the same expense ratio of .03%. With this being said, it makes the most sense with my current income to buy QQQM and VTI.Holdings. Compare ETFs QQQM and VOO on performance, AUM, flows, holdings, costs and ESG ratings.QQQ vs. VGT - Performance Comparison. In the year-to-date period, QQQ achieves a 8.34% return, which is significantly lower than VGT's 9.50% return. Over the past 10 years, QQQ has underperformed VGT with an annualized return of 18.50%, while VGT has yielded a comparatively higher 20.71% annualized return. The chart below …QQQ is such a great ETF because it has been around for a long time, and it is a highly liquid stock that many people are on the market. If the expense ratio is too high, choosing QQQM or a tech ETF like VGT may be better. QQQM is QQQ with a 0.15% expense ratio. Similarities Between VUG vs QQQSince that time, QQQ has outperformed the NASDAQ by .7% annually. In other words, the “Q’s” have beaten the headline Nasdaq index by a small margin, although the cumulative performance difference is a nearly 115%! However, there have been periods when the Nasdaq index has beaten QQQ as well. For instance, from inception through …QQQ launched in 1999. QQQM launched in 2020. QQQ is structured as a unit investment trust. QQQM is an open-ended ETF. QQQ has a fee of 0.20%. QQQM is cheaper at 0.15%. The average spread on QQQ is $0.01, compared to $0.03 for QQQM. Day traders will appreciate this greater liquidity of QQQ. Long-term buy-and-hold …35 Likes. Dividend Sensei. Investing Group Leader. Summary. Growth ETFs are a great way to gain exposure to the best world-beater growth blue chips if you …Over the past two decades, QQQ has vastly outperformed VTI with a compound annual growth rate (CAGR) of 11.71%. During the same timeframe, VTI ‘only’ yielded 8.36%. However, between 2002 and 2008 VTI actually performed better than QQQ. VTI has a much lower expense ratio than QQQ at 0.03% vs. 0.20%. VTI is also far more …Mar 28, 2023 · QQQ vs QQQM. The Invesco QQQ Trust (QQQ) and the Invesco Nasdaq 100 ETF (QQQM) are two of the largest ETFs in existence and both are sponsored by Invesco. As their names suggest, QQQ and QQQM are a core holding of many portfolios. Many investors compare QQQ vs QQQM in order to decide which should be the foundation of their portfolio. Sep 17, 2023 ... Comments19 ; QQQ Vs. QQQM / / What's the best Nasdaq 100 ETF? Robbie Money · 8K views ; Best ETFs for First Time Investors. Ziet Invests · 21K vi...Both QQQM and VIG are considered high-volume assets. They’re less likely to be affected by issues like slippage and failed orders on Composer than low-volume assets. QQQM has more assets under management than VIG by $53,003,239,627. Higher AUM can be associated with better liquidity and lower slippage in trading.See full list on thestreet.com NDQ vs QQQ. NDQ Nasdaq 100 ETF is the ASX-traded equivalent of QQQ in that both ETFs seek to track the Nasdaq 100 Index, so NDQ and QQQ will give you exposure to the same companies. However, QQQ …These are both very reasonably-priced ETFs. QQQ sports an expense ratio of 0.20%, while XLK is even cheaper at 0.10%. This means that an individual putting $10,000 into QQQ would pay $20 in fees ...The largest consumer discretionary holding in QQQ and QQQM is Amazon (AMZN), at a weight of 5.21%. That stock is up 85% over the past year and currently …JEPQ vs. QQQM - Volatility Comparison. The current volatility for JPMorgan Nasdaq Equity Premium Income ETF (JEPQ) is 3.10%, while Invesco NASDAQ 100 ETF (QQQM) has a volatility of 5.43%. This indicates that JEPQ experiences smaller price fluctuations and is considered to be less risky than QQQM based on this measure.Holdings. Compare ETFs QQQ and BOTZ on performance, AUM, flows, holdings, costs and ESG ratings.ONEQ vs QQQM. QQQM is a large, liquid Nasdaq 100 index ETF that many investors use (often in lieu of the larger and more expensive ETF QQQ). The NASDAQ Composite Index is one of the most popular and most-watched indices. Interestingly, QQQM does not track the NASDAQ Composite Index; QQQM tracks the Nasdaq 100 … Holdings. Compare ETFs QQQ and MGK on performance, AUM, flows, holdings, costs and ESG ratings. Dec 19, 2021 ... If You Want To Learn How To Make Money Online, you can Join my newsletter here: https://bit.ly/moneygeneration Best Tool ...Holdings. Compare ETFs QQQ and VOO on performance, AUM, flows, holdings, costs and ESG ratings.The current volatility for Invesco NASDAQ 100 ETF (QQQM) is 4.78%, while Schwab U.S. Large-Cap Growth ETF (SCHG) has a volatility of 5.10%. This indicates that QQQM experiences smaller price fluctuations and is considered to be less risky than SCHG based on this measure. The chart below showcases a comparison of their rolling one … Compare ETFs QQQE and QQQM on performance, AUM, flows, holdings, costs and ESG ratings. JEPQ vs. QQQM - Volatility Comparison. The current volatility for JPMorgan Nasdaq Equity Premium Income ETF (JEPQ) is 3.10%, while Invesco NASDAQ 100 ETF (QQQM) has a volatility of 5.43%. This indicates that JEPQ experiences smaller price fluctuations and is considered to be less risky than QQQM based on this measure.Holdings. Compare ETFs QQQ and QTEC on performance, AUM, flows, holdings, costs and ESG ratings. Compare ETFs QQQE and QQQM on performance, AUM, flows, holdings, costs and ESG ratings. QQQM top 100 with lower expense ratio but less liquidity larger spread of ask bid. QQQJ top 101-200 companies. 34. thelastsubject123. • 3 yr. ago. QQQM- if holding shares for long term, better than QQQ. QQQJ- higher risk higher reward than QQQ. 7. mic_sco.The main reason for this was that it has a lower expense ratio: .15% compared to QQQ's .20%. What Is QQQM? QQQM is a brand new ETF offered by Invesco, the same company that offers QQQ. It started ...Compare ETFs QQQ and IVV on performance, AUM, flows, holdings, costs and ESG ratings.QQQ and QQQM are two funds from Invesco that both track the NASDAQ 100 Index, a large cap growth index mostly composed of tech companies. QQQM is cheaper, newer, and more diversified, while QQQ …JEPQ vs. QQQM - Volatility Comparison. The current volatility for JPMorgan Nasdaq Equity Premium Income ETF (JEPQ) is 3.10%, while Invesco NASDAQ 100 ETF (QQQM) has a volatility of 5.43%. This indicates that JEPQ experiences smaller price fluctuations and is considered to be less risky than QQQM based on this measure.Nov 12, 2022 ... The Best Way to Invest in the Nasdaq 100 | QQQ vs. QQEW So you may be familiar with the Nasdaq 100 ETF, ticker symbol $QQQ.Aug 23, 2021 · 왼쪽이 QQQ, 오른쪽이 QQQM. 첫번째 QQQ ETF와 QQQM의 ETF의 가장 큰 차이점은 수수료입니다. QQQM은 상대적으로 저렴한 0.15%의 수수료를 가지고 있습니다. 이게 작은 차이라면, 작은 차이지만, 적립식 투자를 하거나, 어느 정도 규모를 가지고. 투자하는 투자자에겐 큰 ... Dec 19, 2021 ... If You Want To Learn How To Make Money Online, you can Join my newsletter here: https://bit.ly/moneygeneration Best Tool ...The QQQM is functionally the same as the QQQ ETF, except it charges a slightly lower management fee offset by lower liquidity. For most investors, it is …Convince me otherwise… : r/dividends. The best portfolio only consists of SCHD, QQQM & VTI. Convince me otherwise…. Based on what I have learned over the last 4 years I don’t see a better portfolio from a passive growth investor mindset. SCHD provides secured dividends with returns equal to the S&P in a bull market (to be seen in an ... QQQ is managed by Invesco, while QQQM is managed by Invesco. Volume (1m avg. daily) $17,559,045,883. $154,621,362. Both QQQ and QQQM are considered high-volume assets. They’re less likely to be affected by issues like slippage and failed orders on Composer than low-volume assets. AUM. $197,956,569,440. $14,236,186,221. Many market watchers are worried that the rally in the Nasdaq names is too narrow and that it's vulnerable to a reversal. I think they protest too much....QQQ Let's look at the...4 days ago · QQQM vs QQQ: Which is the Better Buy? Invesco NASDAQ 100 ETF vs Invesco QQQ Trust. ETFs / Compare / Summary. Overview. Performance. News. Dividends. Holdings. Price - QQQM, QQQ. Invesco NASDAQ 100 ETF (QQQM) $178.64 -1.2% 1D. Invesco QQQ Trust (QQQ) $433.92 -1.19% 1D. Holdings. Compare ETFs QQQ and MGK on performance, AUM, flows, holdings, costs and ESG ratings. Both are great, SCHD is my largest holding (30%) and QQQ is catching up (started at 10%, up to 15%). Growth and tax implications are worth considering. Theoretically, SCHD should grow a bit slower and be a bit less volatile than a S&P 500 tracking fund, and also pay twice as high dividend yield. If it’s in a Roth, or if you are in a lower tax ... Historical Performance: QQQ vs XLK. XLK was launched in 1998, while QQQ was launched in 1999. Since QQQ’s launch, it has outperformed XLK by 1.21% annually. The cumulative performance differential over that time period is about 143%. However, much of that difference was caused by the dot com crash of 2000. Just that QQQM Inception was October 2020. The only difference is QQQ cost 0.20%. QQQM cost 0.15%. The difference is 5 basis points. My personal example; I am currently holding a lot of QQQ shares in both my brokerage account and Roth IRA. Totalling 725 shares or about $242,000. Holdings. Compare ETFs QQQ and ONEQ on performance, AUM, flows, holdings, costs and ESG ratings.Holdings. Compare ETFs QQQ and QUAL on performance, AUM, flows, holdings, costs and ESG ratings. Compare ETFs QQQM and QQQ on performance, AUM, flows, holdings, costs and ESG ratings First Trust NASDAQ-100 Technology Sector Index Fund (QTEC) has a higher volatility of 6.67% compared to Invesco NASDAQ 100 ETF (QQQM) at 5.13%. This indicates that QTEC's price experiences larger fluctuations and is considered to be riskier than QQQM based on this measure. The chart below showcases a comparison of their …Aug 18, 2023 ... Bob Sharpe•27K views · 3:26. Go to channel · QQQ vs. QQQM - Which ETF for the Nasdaq 100 Index? Optimized Portfolio•13K views · 14:12. Go to&n...Jul 20, 2021 · FBGRX is a mutual fund from Fidelity. QQQ is an ETF from Invesco. FBGRX has an expense ratio of 0.79%, while QQQ is slightly cheaper with an expense ratio of 0.20%. Fidelity Blue Chip Growth (FBGRX) invests 80% of assets in well-established and well-capitalized large-cap companies with above-average growth potential. QQQ was launched on in 1999, while FTEC was launched in October 2013. Since then, FTEC has outperformed by nearly 2% annually. The cumulative performance differential over that time period is about 86%! That being said, the performance between these two funds is relatively close, considering their differences.QDVE.DE vs. QQQ - Volatility Comparison. iShares S&P 500 Information Technology Sector UCITS ETF (QDVE.DE) has a higher volatility of 6.31% compared to Invesco QQQ (QQQ) at 4.58%. This indicates that QDVE.DE's price experiences larger fluctuations and is considered to be riskier than QQQ based on this measure.XPeng received a permit to begin testing its G9 electric SUV for future robotaxi operations on public roads in Guangzhou. XPeng received a permit Monday to begin testing its G9 ele...QQQM charges 0.15% for expenses vs. 0.20% for QQQ. The lower expense ratio shrinks QQQM’s tracking difference and increases returns slightly relative to its sibling fund. Why QQQM Is A Top PickQQQ follows the NASDAQ index, which includes high tech stocks but also stocks from Pepsi, Marriott, Walgreen and Mondelez, so non tech stock. TEC follows the Solactive Global Tech leaders index, so 100% high tech stocks. TEC outperformed the NASDAQ again last year so I’d go with TEC unless your interested in having Biotech, less holdings ...Growth of the QQQ investing audience has fostered a larger ecosystem of related Nasdaq Index investment products, including QQQM ATLANTA, March 11, 2024 …QQQM and QQQ have 100% fund overlap but QQQM has a .15% expense ratio and QQQ has .20%. VTI has 19.4% of overlap of VOO but that’s only because VTI has 3,828 holdings and VOO has 509 while both have the same expense ratio of .03%. With this being said, it makes the most sense with my current income to buy QQQM and VTI.Sep 6, 2023 · QQQ And QQQM: Best And Worst Of The Magnificent 7 (Technical Analysis) Sep. 06, 2023 2:05 PM ET Invesco QQQ Trust ETF (QQQ), QQQM AAPL, AMZN, CSCO GOOG GOOGL INTC MSFT NVDA TSLA 3 Comments. 18 ... はじめに 「qqq」は、ナスダック100株価指数に連動する有名なetfですね。日本の投資家にも人気があります。 さて、この「qqq」とは別に、「qqqm」というetfがあるのをご存じでしょうか？ qqqmは、qqqの廉価版で、手数料や単位当たり取引金額がqqqより安いetfです。Jan 4, 2024 · Invesco QQQ Trust. Assets under management: $224.8 billion Expenses: 0.20%, or $20 annually for every $10,000 invested The Nasdaq-100 Index is ultimately just a set of data – the Invesco QQQ ... NEW YORK, Jan. 10, 2022 /PRNewswire/ -- Data Vault Holdings Inc., leading the way in tokenomics and metaverse data visualization, valuation, and m... NEW YORK, Jan. 10, 2022 /PRNew... 단기 트레이더로 시장에서 많은 유동성을 찾고 있다면 QQQ가 더 나은 선택이다. 비교적 자주 매매하려면, 스프레드가 큰 쪽이 적합하지 않기 때문에 비용이 낮은 ETF가 더 바람직하다. 장기 투자자라면 QQQM이 더 나은 선택일 수 있다. 운용보수 0.20%와 0.15%의 차이는 ... QQQ and QQQM are two funds from Invesco that both track the NASDAQ 100 Index, a large cap growth index mostly composed of tech companies. QQQM is cheaper, newer, and more diversified, while QQQ …Jun 23, 2023 · For some reason QQQ and QQQM dividend yield does not track. Sometimes QQQ is higher and sometimes QQQM. It always seems to be less than 10 basis points difference so I "wouldn't sweat it". I would take the 5 basis points of savings year-in and year-out over a slight variation in dividend yield. [edit] Deleted per post down-thread. QQQE vs. QQQ - Performance Comparison. In the year-to-date period, QQQE achieves a 2.92% return, which is significantly lower than QQQ's 5.96% return. Over the past 10 years, QQQE has underperformed QQQ with an annualized return of 13.18%, while QQQ has yielded a comparatively higher 17.98% annualized return. The chart …TQQQ vs. QQQ - Performance Comparison. In the year-to-date period, TQQQ achieves a 19.21% return, which is significantly higher than QQQ's 7.50% return. Over the past 10 years, TQQQ has outperformed QQQ with an annualized return of 37.16%, while QQQ has yielded a comparatively lower 18.40% annualized return. The chart below …The QQQM is functionally the same as the QQQ ETF, except it charges a slightly lower management fee offset by lower liquidity. For most investors, it is …Holdings. Compare ETFs SPYG and QQQM on performance, AUM, flows, holdings, costs and ESG ratings.Holdings. Compare ETFs QQQ and XLK on performance, AUM, flows, holdings, costs and ESG ratings.Dec 19, 2021 ... Comments1 ; Leveraged ETFs: TQQQ vs QQQ -- Buyer Beware. Rob Berger · 55K views ; S&P 500 vs Nasdaq 100 [VOO vs QQQ]. Nick Doyle - Achieve ...
단기 트레이더로 시장에서 많은 유동성을 찾고 있다면 QQQ가 더 나은 선택이다. 비교적 자주 매매하려면, 스프레드가 큰 쪽이 적합하지 않기 때문에 비용이 낮은 ETF가 더 바람직하다. 장기 투자자라면 QQQM이 더 나은 선택일 수 있다. 운용보수 0.20%와 0.15%의 차이는 ... . 9 anime
There are still some funds available from the government in the form of Small Business Administration (SBA) loans and grants. There are still some funds available from the governme...Holdings. Compare ETFs QQQ and QQQY on performance, AUM, flows, holdings, costs and ESG ratings.Holdings. Compare ETFs SPYG and QQQM on performance, AUM, flows, holdings, costs and ESG ratings.Holdings. Compare ETFs VTI and QQQ on performance, AUM, flows, holdings, costs and ESG ratings.Jul 20, 2021 · FBGRX is a mutual fund from Fidelity. QQQ is an ETF from Invesco. FBGRX has an expense ratio of 0.79%, while QQQ is slightly cheaper with an expense ratio of 0.20%. Fidelity Blue Chip Growth (FBGRX) invests 80% of assets in well-established and well-capitalized large-cap companies with above-average growth potential. FBCG, QQQ, or VUG. I have been looking into growth ETF’s for my portfolio and have narrowed it down to these three. FBCG a fairly new ETF with an expense ratio of 0.59% (See FBGRX for a longer track record). QQQ has a 0.2% expense ratio. VUG has a 0.04% expense ratio. QQQ is the NASDAQ 100 and has 102 holdings, while VUG & FBCG …Compare ETFs QQQ and XLG on performance, AUM, flows, holdings, costs and ESG ratings.QQQM vs QQQ Total Return December 23, 2021 - December 23, 2022. Seeking Alpha. Here we see that during the dismal year of 2022 QQQM outperformed …The bottom line. If you are looking for exposure to the NASDAQ-100, the bottom line of the QQQ vs. QQQM comparison is fairly straightforward. QQQ is the way …The Invesco NASDAQ 100 ETF (QQQM) launched in October 2020 as a low-cost version of QQQ. QQQM’s 0.15% net expense ratio was less than QQQ’s 0.20%. …QQQM vs QQQ Total Return December 23, 2021 - December 23, 2022. Seeking Alpha. Here we see that during the dismal year of 2022 QQQM outperformed …Compare ETFs VOOG and QQQM on performance, AUM, flows, holdings, costs and ESG ratings.Sep 6, 2023 · QQQ And QQQM: Best And Worst Of The Magnificent 7 (Technical Analysis) Sep. 06, 2023 2:05 PM ET Invesco QQQ Trust ETF (QQQ), QQQM AAPL, AMZN, CSCO GOOG GOOGL INTC MSFT NVDA TSLA 3 Comments. 18 ... Growth of the QQQ investing audience has fostered a larger ecosystem of related Nasdaq Index investment products, including QQQM ATLANTA, March 11, 2024 …The Short Answer. QQQ and QQQM are nearly identical is almost every way, although QQQM is slightly less expensive. In my opinion, 5 basis points is not …Small-cap stocks are starting to show some strength again against the big caps, and that's a healthy development. Still, I have two problems with this market....QQQ The good ne...Holdings. Compare ETFs QQQ and MGK on performance, AUM, flows, holdings, costs and ESG ratings. Compare ETFs SCHG and QQQM on performance, AUM, flows, holdings, costs and ESG ratings. QQQ has more net assets: 249B vs. QQQM (22.1B) and TQQQ (20.5B). TQQQ has a higher annual dividend yield than QQQM and QQQ : TQQQ ( 13.925 ) vs QQQM ( 5.993 ) and QQQ ( 5.958 ) . QQQ was incepted earlier than QQQM and TQQQ : QQQ ( 25 years ) vs QQQM ( 3 years ) and TQQQ ( 14 years ) .The market has the best long term return so it's time to change the name of investing. Cheers! Both will perform very similarly. Personally I like a total market fund next to SCHDs dividend tilt, but that's just me. SCHG and QQQM are too much alike for me to pick one over the other. I choose SCHD and QQQ.Holdings. Compare ETFs QQQ and SPLG on performance, AUM, flows, holdings, costs and ESG ratings..